The computerized means of collecting
payment has evolved rapidly in the last two decades. First came
computer generated bills (invoices). These were mailed to customers;
customers wrote checks; payments and (hopefully the bill stubs)
were returned; payment was credited to the customer's account; and,
finally, checks were deposited at the bank. Next, computers printed
paper that demanded money directly from the customer's bank or credit
card company (paper drafts or credit card charge slips); this was
better, but still there was a lot of paper and deposits were a pain.
Now, with EFT, the whole process is done without paper and only
returned items need manual handling.
Over the years, MCA has helped
our clients with each of these billing methods. Clients can use
our software (at no cost) to generate
card transactions, or they can
use someone else's software. Several of our clients use other software
(Legend, Aphelion, etc.) to manage their fitness clubs, but use
MCA to process their transactions.
When MCA processes EFT drafts,
our clients avoid reconciling individual returned items with the
bank. You receive a single lump-sum payment on the effective date
of the billing (two days after transactions are submitted to MCA).
The submission of EFT credit card
charges requires some coordination with your merchant center to
get set up; MCA can assist you in doing that. You can then send
charge transactions directly to the center from your site, or you
can send the transactions to MCA and let us do it for you.
MCA can provide effective billing
services at a competitive price. Please send us a message via